Private Market Major Medical Plans (ACA-Compliant)

Full coverage with no enrollment windows — ideal if you don't qualify for ACA subsidies.

$0 Deductible Real Insurance Plans (Value From Day One)

Your benefits kick in immediately — no waiting to hit a deductible before insurance starts to pay.

Fixed Benefit/Indemnity Plans (Predictable Costs, No Deductible)

Pays a set amount per doctor visit, hospital stay, or procedure — you always know what to expect.

Accident Plans

Covers out-of-pocket costs from unexpected injuries — broken bones, ER visits, and more.

Critical Illness Plans

Pays you a lump sum cash benefit if you're diagnosed with cancer, a heart attack, stroke, or other covered conditions.