Private Market Nationwide PPO options tailored for individuals, families,a nd the self-employed, these plans offer TRUE Major Medical coverage with the freedom to choose your providers-unlike restrictive HMOs, EPOs or POSs. Not short-term or limited benefit plans-this is real full featured health insurance.
Freedom to Choose Providers
No referrals needed-visit your preferred doctors, specialist, and hospitals nationwide.
Nationwide Coverage
Access care on top networks like BCBS, PHCS, Cigna, +more-whether in-network or out-of-network.
Out-of-Network Flexibility
Unlike HMO plans, you're covered even when you see providers outside the network.
No Primary Care Gatekeeper
You're not required to select a PCP-see specialist directly without delays or referral hassles.
Comprehensive Coverage
Most plans include maternity, preventive care, hospitalization, prescriptions, and mental health
Urgent & Emergency Care Options
More flexibility when you need care fast-whether you're at home or traveling.
Individuals and Families
Enjoy comprehensive coverage for preventive to emergencies.
Frequent Travelers
Stay protected no matter where you are in the U.S. with nationwide providers
Self-Employed, 1099 Earners
Lower your monthly costs with plans that offer more value than typical Marketplace Options.
Those Without Government Subsidies
If you don't qualify for or get very little ACA subsidies, get better coverage without overpaying
People Who Value Freedom of Choice
Access the doctors and hospitals you want-without being locked into a limited network or needing referrals.
Schedule A Call or Get A Quick Quote
Takes just 10 minutes or less-we'll ask a few basic questions to understand your needs.
Get Matched with the Right Plan
Our Licensed agent will recommend the best-fit option for you and/or your family.
Complete Your Application
Quick and easy-about 15 minutes to finalize enrollment.
Start Your Coverage
Your plan can begin as soon as the next day, or the 1st of the following month.
No pressure-just real answers and real options!